Layer 1- 1 can spiced refried beans.

Layer 2- 3 very ripe avocados, mixed with 1/4 cup mayonnaise, 1 teaspoon lemon juice, and salt and pepper.

Layer 3- 8 ounces of sour cream, mixed with 1/2 cup mayonnaise and 1/2 package taco seasoning.

Layer 4- grated cheese.

Layer 5- 1 small can sliced olives.

Layer 6- 1/2 small chopped onion.

Layer 7- 1 to 2 diced tomatoes.